Super 101

What it means to be an industry super fund

December 2020 (updated February 2022)

Paul Watson, Group Executive, Member Experience

Everything we do at Hostplus is done with the best interests of our members in mind. From the products we provide and the services we deliver, to the investments we manage, we are proud of our heritage and reputation as one of Australia’s largest, consistently well-performing funds.¹

Hostplus is a proud Industry SuperFund

Importantly, as an Industry SuperFund we’re run only to benefit our members. Unlike bank-owned and other retail funds, we don’t pay profits to shareholders. And other than the cost of running the Fund, all our profits are owned by and benefit our members, principally delivered through our net investment returns to members’ accounts.

Strong long-term returns

With super, long-term performance matters. Our default Balanced (MySuper) option ranks as one of the top three balanced options over rolling 5, 7, 10, 15 and 20 year periods to 30June 2021¹.

According to SuperRatings, based on a starting income of $50,000 and a starting super balance of $50,000, the average Industry SuperFund member is more than $37,000 better off than the average retail super fund member over the past 15 years.

What’s more, if you were invested in Hostplus’ default Balanced (MySuper) option over that time, your super balance would be $63,591 higher than the average retail super fund member.²

So, your future is in good hands with Hostplus.

The net benefit for Industry SuperFund members

Want to learn more?

Visit our website to find out more about Hostplus’ administration fees and competitive long-term returns. It’s easy to join and you can transfer your existing super balance too.

¹ Source: SuperRatings Fund Crediting Rate Survey SR50Balanced (60-76) index as at 30 June 2021.
² Source: SuperRatings Net Benefit data as of 30June 2021. This analysis compares the Hostplus Balanced (MySuper) option with the Industry Fund Average and the Master Trust Average. It shows the difference in net benefit outcomes of Hostplus’ Balanced (MySuper) investment option and the average net benefit outcomes for the Balanced options of industry and retail funds as tracked by SuperRatings. It assumes employer contributions on a starting annual salary of $50,000 and a $50,000 starting balance and takes into account historical investment earnings (after administration and investment fees and taxes). Contribution fees, entry fees, exit fees, additional adviser fees or any other fees charged are excluded from this model. Outcomes may vary between individual funds. See for more details about modelling calculations and assumptions. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. Hostplus has adopted the fee and cost disclosure requirements contained in ASIC Regulatory Guide 97effective 13 October 2021. Under those requirements, costs deducted from administration reserves form part of the administration fee disclosed in the Hostplus PDS. Those costs may change in the future.
This information is general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement(PDS), available at before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at​​​​​​
Issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890,MySuper No 68 657 495 890 198.